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John Berukoff

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John Berukoff

Pacific Shoreline Funding

NMLS ID # 268652

  • (949) 629-4911
  • https://www.pacificshorelinefunding.com/john
  • Newport Beach, California
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Mortgage Insights

California Offers $150K Down Payment Aid

About John Berukoff

Pacific Shoreline Funding is an independent mortgage brokerage with over twenty‑five years of experience serving homeowners and buyers throughout Southern California. As a fully independent broker, we don’t work for any bank or lender — we work exclusively for you. With access to dozens of wholesale lenders and advanced loan‑matching technology, we instantly identify the most competitive terms and best‑fit loan programs available. Our expertise in structuring and presenting loan scenarios ensures smoother approvals, faster closings, and better results. More options. Better terms. Brokers are better.

Testimonials

  • Gio Cruz,made this loan process so smooth,very helpful from start to finish.

    quote quote
    Tony Payton

    Mortgage Client

  • Andrew was a great resource through our refinance process. He has a wealth of knowledge and was very patient and professional from start to finish.

    quote quote
    Christopher Forte

    Mortgage Client

  • I am Global real estate advisor at Pacific Sotheby’s International Realty. My husband and I also design and remodel homes that sell ultimately as a luxury home. My long time preferred lenders retired recently and I asked Andrew from Pacific Shoreline Funding to accompany us at our Mega Open Haus in Palm Springs. He was an encyclopaedia of information and he was a joy to have on site the entire day. We are looking forward to working with him.

    quote quote
    Patty Segovia Krause

    Mortgage Client

  • My wife and I are super happy with Pacific Shoreline Funding and their loan officer Giovanni Cruz in particular. The deal we received from them and Figure lending was a no-brainer. Their competitive rates and simple terms and the speed with which the process occurred was refreshing and we didn’t feel like just another customer getting in line. Giovanni was outstanding ,conscientious and I feel has a terrific work ethic. He stayed in the loop making sure everything was going as smoothly as possible. I have no regrets with doing business with either of these companies now or potentially in the future. They made the whole process easy. We appreciate both companies. My wife and I sincerely Thank you.

    quote quote
    Stephen Whaley

    Mortgage Client

  • Andrew was a great resource through our refinance process. He has a wealth of knowledge and was very patient and professional from start to finish.

    quote quote
    Christopher Forte

    Mortgage Client

  • Im very so happy for this service,specially with Geo He help me with this project Thank you so much

    quote quote
    l l

    Mortgage Client

  • I can say with complete certainty that my experience buying my new home through Pacific Funding was the best, and I highly recommend them. I am pleased to highlight Andrew Martinez as my loan advisor. Andrew worked in an excellent and professional manner. Whenever I had questions about closing costs, interest rates, or anything else, Andrew took the time to answer them with great patience and clarity, even outside of business hours. Choosing Andrew as my loan advisor was one of the best decisions I made during the home buying process.

    quote quote
    Maria Chavez

    Mortgage Client

  • My wife and I are super happy with Pacific Shoreline Funding and their loan officer Giovanni Cruz in particular. The deal we received from them and Figure lending was a no-brainer. Their competitive rates and simple terms and the speed with which the process occurred was refreshing and we didn’t feel like just another customer getting in line. Giovanni was outstanding ,conscientious and I feel has a terrific work ethic. He stayed in the loop making sure everything was going as smoothly as possible. I have no regrets with doing business with either of these companies now or potentially in the future. They made the whole process easy. We appreciate both companies. My wife and I sincerely Thank you.

    quote quote
    Stephen Whaley

    Mortgage Client

  • I am Global real estate advisor at Pacific Sotheby’s International Realty. My husband and I also design and remodel homes that sell ultimately as a luxury home. My long time preferred lenders retired recently and I asked Andrew from Pacific Shoreline Funding to accompany us at our Mega Open Haus in Palm Springs. He was an encyclopaedia of information and he was a joy to have on site the entire day. We are looking forward to working with him.

    quote quote
    Patty Segovia Krause

    Mortgage Client

  • I can say with complete certainty that my experience buying my new home through Pacific Funding was the best, and I highly recommend them. I am pleased to highlight Andrew Martinez as my loan advisor. Andrew worked in an excellent and professional manner. Whenever I had questions about closing costs, interest rates, or anything else, Andrew took the time to answer them with great patience and clarity, even outside of business hours. Choosing Andrew as my loan advisor was one of the best decisions I made during the home buying process.

    quote quote
    Maria Chavez

    Mortgage Client

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